Top 12 Insurance Companies in Nepal 2081: You Must Know

If you are also in Nepal and you are trying to get insurance for the coming year or for the future. But you want to know which insurance company will give you more benefits or which one is more reliable. And if you have not yet received information about which insurance company is good and reliable while paying for your insurance, I will tell you the names of 12 insurance companies in Nepal which will be very reliable and trustworthy.

People take insurance from now to avoid future problems or problems. But some insurance companies are deceptive. So it is very necessary to know about the insurance or the company before filling the insurance. And millions of people in Nepal also say insurance. In this article, I will give you the names of 10 reliable insurance companies, including the names of life insurance companies by creating a table of all their information.

What is insurance?

Insurance is a contract between an individual and a company. It is a policy and agreement to protect the insured person in case of any future bad event or problems in the future and to solve the problems. Which is provided by the insurance company. That's why many people need insurance. In order to minimize their problems in case of any problems or difficulties in the future, they pay insurance to those insurance companies in order to prevent future problems.

There are many types of insurance such as life insurance, vehicle insurance etc. Under this type, the insurance services provided by them are also different. So I am first going to tell here the types of insurance. Here are the types of insurance as follows.

Types: 

• Life insurance

Life insurance is an insurance in which you will be financially supported after your death.

• Motor insurance

If you guys take a car and the insurance period of that car does not expire, the service provided is motor insurance.

• Health insurance

Health insurance means investing in your treatment and providing financial support to you if you have some major health problems including some major fatal diseases.

• Home insurance

Garbima means home insurance to service your home or protect your property.

• Travel insurance

Travel insurance this is an insurance if you are going to a place or a country for the purpose of visiting and the service provided to avoid or solve the problem is travel insurance.

• Term life insurance

You can understand that this is the service given after your death. It is like life insurance but we can call it insurance with a light premium.

• Group health insurance

Group Health Insurance This is an insurance where your entire family is supported for health care. It includes not only you, but your entire family.

• Pet insurance

Pet insurance means if you have an animal at home. Stomach insurance is the medical expenses or other services provided to him in case of any problem.

• Umbrella insurance

Umbrella Bay means you borrow money from others.

• Critical illness cover

Without fatal treatment, this means that if you have a major problem with your physical health and it cannot be treated, then the financial support provided at that time is fatal treatment insurance. Like having cancer. The insurance company will bear all the expenses until the treatment is done for you and if it has to be treated.

Other types of insurance are as follows. If you need more information about it you can visit this website and get other information about it if in Nepal and other insurance like not available in Nepal now their required type is as below. Gentlemen, if you want more information about this, you can visit this website and get other information about it.

• Endowment policy
• Unit-linked insurance plan
• Money-back policy
• Property insurance
• Insurance
• Business insurance
• Disability insurance
• Landlord insurance
• Accident insurance
• Motorcycle insurance
• Renters insurance
• Retirement plans
• Boat insurance
• Education insurance

Top 12 Insurance Companies in Nepal 2081

12 such insurance companies which have been providing very good service. These are life insurance companies. In recent years in Nepal.

These 12 insurance companies have been providing services since ancient times. And these insurance companies are very reliable and have succeeded in winning the hearts of all Nepali citizens. Here are the best insurance companies in Nepal in the year 2081.

Prabhu Mahalaxmi Life Insurance Company Limited

Prabhu Mahalakshmi Insurance Company can be known as the best and most reliable insurance company in Nepal. Because now Prabhu and Mahalakshmi have become Prabhu Mahalakshmi Bima Company. Earlier both were separate but now they are one insurance company. It can be recognized as a company preferred by all Nepali citizens and a very reliable bank.

The insurance services provided by it are as follows.

• Sambridhha Jeevan Beema (Endowment Plan-Regular)
• Nirdhakka Jeevan Beema
• Chamatkarik Herchah Beema
• Super Surakshit Beema

These are the insurance services provided by it. This company helps to create a brighter future for your children along with your life. For other information, you can get more information by entering this Prabhu Mahalaxmi's own website.  Prabhu Mahalaxmi insurance 

Its address: Shanti Marg, Kamaladi, Kathmandu 44600 : On Map.

Surya Jyoti Life Insurance Company Limited

 This is the first insurance company of Nepal which was made up of two companies. One is made up of Jyoti and the other Surya Insurance Company. It is a very large and reliable insurance company in the context of Nepal. If we check it, its investment is very good in terms of services provided and other services.

The types of insurance services provided are as follows.

• Surya Jyoti Samuhik Sawadhik Jeevan Beema
• SuryaJyoti Sajeelo Bhuktani Jeevan Beema
• SuryaJyoti Dhan Laav Jeevan Beema
• SuryaJyoti Three 20 Dhand Bahar Jeevan Beema
• SuryaJyoti Dhanbridhi Jeevan Beema (Agreem Bhuktani)

These are the insurance services provided by the insurance company. For more information, you can visit its website to get more information. Jyoti Life Insurance 

Address: Shanta Plaza, Gyaneshwor

IME Life Insurance Company Limited IME

 Life Insurance Company can be said to be the best company in Nepal. It was established since Vikram Samvat 2074. The types of insurance services provided by this insurance company are as follows:

• IME Child Annual Money Back Plan (IME Bal Kiran)
• IME Child Endowment Plan (IME Bal Ujjwal)
• IME Child Money Back Plan (IME Bal Umanga)
• IME Dhanbardhan Money Back Plan
• IME Endowment cum Whole Life Plan (IME Aajeevan Sawadhik Beema Yojana)
• IME Limited Payment Endowment Plan (IME Sabal Jeevan Beema Yojana)
• IME Limited Payment Money Back Plan (Dhanbriksha Jeewan Beema Yojana)
• IME Money Back Cum Whole Life Plan (IME Kalpandhan)
• IME Simple Endowment Plan ( IME Saral Sawadhik Bima Yojana)

These are the services of IME Insurance Company and for more information, you can visit the official website of this company and get the necessary information. IME Life Insurance 

Citizen Life Insurance Company Limited

 Citizen Life Insurance Company is also known as an insurance company that has won the hearts of all the people in Nepal very quickly. It was established in 2017. This company provides many insurance services. It also provides free treatment up to Rs 50 lakh if you are a victim of any fatal disease. Its other services are as follows.

• Citizen Endowment Plus Insurance Plan
• Citizen Regular Pay Money Back Insurance Plan
• Citizen Annual Money Back Insurance Plan
• Bal Bhabisya Jeevan Beema Yojana
• Citizen Jeevan Sarathi Yojana
• Riders
• Citizen Protection Plan
• Citizen Group Term Insurance Plan
• Critical Illness Rider
• Foreign Employment Term Life Policy

For more information, you can visit the official website of this insurance company.

Citizen Life Insurance 

Asian Life Insurance Company Limited

 This insurance company was established in 2008. And without this, the company has been providing insurance services since before and all the Nepali people know it as a trustworthy and reliable insurance company. It has a net worth of around 5 billion.

The services provided by the insurance company are as follows:

• Endowment Policies
• Nava Ratna
• Dhan Sambriddhi
• Asian Endowment Plan
• Sunaulo Bal Bhabishya Life Insurance Plan
• Pension Plan
• Asian Limited Payment Endowment Plan
• Joint Life
• Endowment And Whole Life
• Term Insurance 
• Money Back Policies
• Micro Insurance

For more information, you can visit the official website of the company in SP and get a lot of information about it. Asian Life Insurance 

MetLife-American Life Insurance Company Limited

It is an American state insurance organization, it has operated its organizations in more than 20 countries and it has succeeded in winning the hearts of Nepalese people in Nepal as well.

For more information about this, you can visit its official website and understand it yourself. MetLife-American Life Insurance

National Life Insurance

It was established in 1988 and since then it has been providing the best and reliable insurance service in Nepal. Its respect seems to be in a high place among all Nepalis. Its services are as follows.

• Bal Bhagyodaya (Anticipated Endowment)
• Jeewan Shree Sabadhik Amrit Plan
• Traditional Endowment Assurance Plan
• Jeevan Amrit (Endowment Cum Whole
• Anticipated Endowment Plan
• Dampati Amrit Sawadhik Jeevan Beema
• Bachat Amrit Sawadhik Jeevan Beema
• Amrit Shree Anticipated Endowment And
• Sanjivani Sawadhik Amrit Jeevan
• Amrit Barsaha Money Back Policy
• Anticipated Endowment Plan
• Bal Bhagyodaya Plan
• Amrit Shree Money Back
• Traditional Whole Life Policy
• Jeevan Amrit (Endowment Cum Whole
• Amrit Shree Endowment Plan
• Traditional Term Plan
• Saral Amrit (Term Insurance)
• Baideshik Rojgar Jeevan Beema
• Retirement Plan

These are the services of this insurance company. For other information, you can visit its official website. National Life Insurance

Nepal Life Insurance

Nepal Life, established under the Company Act 2053 and Insurance Act 2049 as a public limited company on (04/05/2001 A.D). The employees of this insurance company are not all government officials but common people themselves. And it has been providing the best insurance service in Nepal till now. Its services are as follows.

• Anticipated Insurance
• Jeevan Unnati Plan
• Naulo Dhanbarsha Plan
• Naulo Jeevan Sambriddhi
• Whole Life Insurance
• Jeevan Sahara
• Sadabahar Jiwan Bima
• Nepal Life Anmol Jeevan
• Term Insurance
• Group Insurance Plan
• Term Life Insurance
• Smart Life Insurance
• Nepal Life insurance
• Micro Insurance
• Rural Endowment Plan

For more information you can visit its official website and get information about it.

Sanima Reliance Life Insurance

Sanima Life Insurance and Reliance Life Insurance, this insurance company was formed by combining these two companies. This insurance company has been providing excellent insurance services in Nepal for the last five years. Its insurance services are as follows:

• Mero Sunishchit Pratifal Insurance Scheme
• Barshik Dhana Barsha Jeevan Beema Yojana
• Subha Laxmi (Endowment) Life Assurance Plan
• Dhanapati (Money Back Endowment) Life Assurance Plan
• Term insurance
• Limited endorsement insurance
• Mero - mutu children plan

For more information and to know the purpose of this insurance company, you can visit its official website and get other information about it. Sanima Reliance Life Insurance

Rashtriya Insurance Institute

This insurance company has been providing insurance services in Nepal since its establishment in accordance with the objectives of the Government of Nepal. It has succeeded in creating a strong bond among the Nepali citizens and making them known as a successful insurance company by providing its services. The insurance services provided by it are as follows:

• Joint Life Plan ‘Jeevan Sathi’
• Jeevan Surakshya
• Endowment Life Assurance
• Children’s Marriage and Education Endowment Life Assurance
• Jeevan Bandhu

For more information, you can visit its official website and get information about it.

Rashtriya Insurance Institute

Himalayan Life Insurance

Himalayan Jeevan Bima is also a very well established insurance company of Nepal which has been known as a successful company which has managed to win the hearts of Nepali people by providing the best insurance services in Nepal. The services provided by it are highly preferred by all Nepalis. Its insurance services are as follows:

• Himalayan Endowment Cum Whole Life Insurance Plan
• Himalayan Endowment Plan
• Himalayan Endowment Cum Whole Life Insurance Plan
• Himalayan Group Term Assurance Policy
• Himalayan Jeevan Awaran Insurance Plan
• Himalayan Life Adhar Insurance Plan - With Profits
• Himalayan Jeevan Sampanna
• Himalayan Jeevan Utthan Insurance Plan
• Himalayan Jewel upahar
• Himalayan Limited Payment (Endowment Cum Whole Life) Plan

For more information, you can visit its official website and get information about it.

Himalayan Life Insurance

Final words,

There are 12 insurance companies that have achieved success in operating the services of an insurance company in Nepal. Before you fill the first insurance policy with any insurance company, it is very important to know the information about that company.

If you are also thinking of filling insurance and you don't know which insurance company is best for you to fill it later, then please fill it only after getting good information about that company first because some people have been robbed. Therefore, before filling the insurance, complete the insurance filling process only by obtaining information about that company.

The 12 mentioned above are insurance companies that have been established in Nepal and have succeeded in winning the hearts of the Nepali people. You can go ahead and get information about the above companies once you visit them yourself. First of all, fill the insurance only after you check the information about the facilities provided by the insurance company and whether the facilities provided by it are good or not. 

If you have any other queries, you can visit our contact page and contact us. If there are any new updates in the coming days, we will inform you as soon as possible.